Need a loan? Kita Settle Jer.

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Fast. Reliable. Personalized loan matching for all Malaysians.
Let us help you get the right loan — without the stress.

What We Do Best

 

Personal Loan
Get matched with the best bank based on your income, job & CCRIS. Low interest, high approval rate.

 

 

Credit Card Restructuring
Combine all your card debts into one easy monthly payment. Lower your stress, lower your interest.

 

 

Business Loan
SME loan, working capital or expansion, we connect you to banks with the best SME packages.

 

 

Housing Loan / Refinance
New purchase, refinance, or cash out we find the best rate and guide your application.

Why Settle Jer ?

Cooperate with 15+ banks across Malaysia
       Get the best loan product matched to your profile.

Pre-check before you apply
       Avoid unnecessary rejections. Know your approval chance first.

No upfront fees — Pay only when loan is approved
       Transparent. Trusted. Safe.

Friendly, one-on-one support
       Tak lulus-lulus? Bia kita settle jer.

Trusted by 300+ Malaysians
        Nak loan? Kita settle jer.”

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Real People. Real Results.

Frequently Asked Questions

                         “Saya pernah ditolak oleh 2 bank sebelum ini. Settle Jer bantu                                saya cari bank yang sesuai, dan permohonan saya diluluskan                                dalam masa 5 hari !”  — Afiq, Selangor

 

                          “本来信用卡还很多,每个月都还不完,现在我每个月只需要还                               本来的一半,一笔轻松搞定。“— 美玲, Johor

 

                          “I didn’t even know I could refinance and cash out for my                                          business. Settle Jer guided me step by step.”— Arvin, KL

❓ Q1: I’ve been rejected by banks before. Can I still apply?

A: Absolutely. We pre-screen your profile to match with the right banks before any official application. This helps avoid further rejection.


❓ Q2: Are you a bank or licensed lender?

A: We are not a bank or money lender. We are a financial consultant working with 15+ trusted Malaysian banks to help you get matched to the right loan.


❓ Q3: Will I be charged any fees?

A: No upfront fees. We only charge once your loan is successfully approved. It’s fully performance-based and transparent.

Afiq
meiling
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“Tak lulus-lulus? Kita pre-check dulu, settle Jer.”

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